Repayment calculator
How much would you pay back if you sold or refinanced early?
In North Carolina, most down payment help comes as a loan rather than a gift. Choose how your help is set up and see the payoff you'd face if you sold the home, refinanced it or stopped living there in year 1, 3, 5 and later.
Payoff by year
A rough guide only. Each program decides its own forgiveness schedule, what counts as selling or refinancing, and how a gain in value is figured. A lender that takes part confirms the exact terms before you sign.
Have a lender run my real numbers