Charlotte
HouseCharlotte offers up to $80,000 in forgivable help for first-time buyers in Charlotte city limits, plus a match-free tier for city, county and CMS staff.
City programs
North Carolina cities that add their own down payment help
Each of these cities runs a homebuyer program in addition to the state and county options. Choose a city to see every program buyers there can use.
Raleigh
Raleigh offers first-time buyers up to $45,000 in 0% deferred help citywide, or up to $60,000 in bond target areas. See limits, rules and how to apply.
Durham
Durham's DPA program can cover up to 25% of the price, capped at $80,000, as a 15-year forgivable loan. First come, first served while $3.2M lasts.
Greensboro
Housing Connect GSO offers first-time buyers up to $30,000 in forgivable help, and Public Service Heroes covers teachers, city and county staff and military.
Concord
Concord offers first-time buyers $10,000 to $25,000 as a five-year forgivable loan for homes in city limits. Funds are first come, first served.
