Teachers
North Carolina teachers can use NCHFA's NC Home Advantage Mortgage with up to 3% or $15,000 in forgivable down payment help. Here's how it works.
NC Home Advantage Mortgage with Down Payment Assistance
Jobs that can use North Carolina down payment help
NCHFA's programs have no job requirement. Teachers, officers, firefighters, EMTs, nurses and veterans qualify the same way as any buyer, by meeting the income, credit and home rules. Veterans also get a one-time pass on the first-time-buyer rule for the $15,000 option.
Police officers and deputies
North Carolina police officers and sheriff's deputies can get up to 3% or $15,000 in forgivable down payment help through NCHFA. See the rules.
Firefighters
Paid and volunteer firefighters in North Carolina can get forgivable down payment help of up to 3% or $15,000 with an NCHFA mortgage.
EMTs and paramedics
North Carolina EMTs and paramedics can use NCHFA's NC Home Advantage Mortgage with up to 3% or $15,000 in forgivable down payment help.
Nurses and healthcare workers
North Carolina nurses and healthcare workers can get up to 3% or $15,000 in forgivable down payment help with an NCHFA mortgage. See who qualifies.
Military veterans
North Carolina veterans can get the $15,000 NC 1st Home Advantage Down Payment once, even if they owned a home before. See the service rules.
