/* ncdownpmtassistance.com — "Blue Ridge modern" */
:root{--sky:#4b9cd3;--sky-2:#cfe5f5;--sky-3:#eaf4fb;--navy:#13294b;--navy-2:#2c3e5c;--rust:#c2571f;--rust-2:#a8461410;--ink:#1b2738;--mute:#55657a;--line:#d6e1ec;--bg:#fff;--soft:#f4f8fc;--ok:#1f7a4d;--warn:#a8461a;--r:6px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 "Public Sans",system-ui,sans-serif;overflow-x:hidden}
h1,h2,h3,h4{font-family:Bitter,Georgia,serif;color:var(--navy);line-height:1.18;margin:0 0 .5em}
h1{font-size:clamp(32px,4.4vw,52px);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(24px,2.8vw,34px);font-weight:700}
h3{font-size:22px;font-weight:700}h4{font-size:18px;font-weight:700}
p{margin:0 0 1em}a{color:#1d6aa5;text-underline-offset:2px}a:hover{color:var(--rust)}
img{max-width:100%;height:auto}
ul,ol{padding-left:1.25em}
.br-w{max-width:1180px;margin:0 auto;padding:0 20px}
.br-kick{font:700 13px/1.3 "Public Sans",sans-serif;letter-spacing:.09em;text-transform:uppercase;color:var(--rust);margin:0 0 10px}
.br-lede{font-size:19px;color:var(--navy-2);max-width:62ch}
.br-fine{font-size:14px;color:var(--mute)}
.br-note{font-size:15px;color:var(--mute);margin-top:12px}

/* buttons */
.br-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;font:700 16px/1.2 "Public Sans",sans-serif;padding:14px 22px;border:2px solid var(--navy);border-radius:var(--r);text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.br-btn:hover{background:#0b1b33;color:#fff}
.br-btn.sm{padding:9px 14px;font-size:15px}
.br-btn.line{background:transparent;color:var(--navy)}.br-btn.line:hover{background:var(--sky-3);color:var(--navy)}
.br-btn.warm{background:var(--rust);border-color:var(--rust)}.br-btn.warm:hover{background:#a3461a;border-color:#a3461a}
.br-btn.block{display:flex;width:100%}
.br-acts{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 0}
.br-more{font-weight:700;font-size:15px}

/* notice + header */
.br-notice{background:var(--navy);color:#e4eef8;font-size:14.5px}
.br-notice .br-w{display:flex;gap:16px;align-items:center;justify-content:space-between;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.br-notice a{color:#fff;font-weight:700;white-space:nowrap}
.br-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.br-head .br-w{display:flex;align-items:center;gap:18px;min-height:72px}
.br-logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);min-width:0}
.br-logo svg{flex:0 0 auto}
.br-logo b{display:block;font:800 18px/1.1 Bitter,serif}
.br-logo small{display:block;font-size:12.5px;color:var(--mute);line-height:1.3}
.br-nav{display:flex;gap:4px;margin-left:auto}
.br-nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:15px;padding:8px 10px;border-radius:4px;white-space:nowrap}
.br-nav a:hover{background:var(--sky-3)}
.br-call{font-weight:700;color:var(--navy);text-decoration:none;white-space:nowrap;font-size:15px;border-left:1px solid var(--line);padding-left:16px}
.br-head .br-btn{white-space:nowrap}
@media(max-width:1180px){.br-call{display:none}}
@media(max-width:980px){
  .br-head .br-w{flex-wrap:wrap;gap:8px 12px;padding-top:10px;padding-bottom:0}
  .br-head .br-btn{margin-left:auto}
  .br-nav{order:3;width:100%;margin:0;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;border-top:1px solid var(--line);padding:4px 0}
  .br-nav::-webkit-scrollbar{display:none}
}
@media(max-width:520px){.br-logo small{display:none}.br-logo b{font-size:16px}.br-head .br-btn{padding:8px 12px;font-size:14px}}

/* hero */
.br-hero{background:linear-gradient(180deg,var(--sky-3),#fff 85%);position:relative;padding:56px 0 0}
.br-hero-grid{display:grid;grid-template-columns:1.25fr .85fr;gap:48px;align-items:start;padding-bottom:40px}
.br-hero h1 em{font-style:normal;color:var(--rust)}
.br-panel{background:#fff;border:1px solid var(--line);border-left:6px solid var(--sky);border-radius:var(--r);padding:24px 24px 18px}
.br-panel-h{font:800 22px/1.2 Bitter,serif;color:var(--navy);margin:0 0 4px}
.br-panel-s{font-size:15px;color:var(--mute);margin:0 0 12px}
.br-checks{list-style:none;padding:0;margin:0 0 18px}
.br-checks li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px dashed var(--line);font-size:16px;line-height:1.45}
.br-box{flex:0 0 20px;height:20px;margin-top:1px;border:2.5px solid var(--navy);border-radius:3px;position:relative}
.br-box::after{content:"";position:absolute;left:4px;top:0;width:6px;height:11px;border:solid var(--rust);border-width:0 3px 3px 0;transform:rotate(45deg)}
.br-panel-l{display:block;text-align:center;font-size:14.5px;margin-top:10px}
.br-ridge{display:block;width:100%;height:60px}
.br-top .br-ridge{height:40px;margin-top:10px}
@media(max-width:900px){.br-hero{padding-top:34px}.br-hero-grid{grid-template-columns:1fr;gap:28px}}

/* stats + alert */
.br-stats{background:var(--navy);color:#fff;padding:22px 0}
.br-stats .br-w{display:flex;gap:24px;align-items:center;flex-wrap:wrap}
.br-stats-h{font:700 13px/1 "Public Sans";letter-spacing:.09em;text-transform:uppercase;color:#9fc9ea;margin:0}
.br-stat-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;flex:1;min-width:0}
.br-stat-row div{border-left:3px solid var(--sky);padding:2px 12px}
.br-stat-row b{display:block;font:800 26px/1.1 Bitter,serif}
.br-stat-row span{font-size:14px;color:#cfe0f0}
.br-stat-row.board{margin:0 0 26px}.br-stat-row.board div{background:var(--soft);border-left-color:var(--rust);padding:12px 14px}
.br-stat-row.board b{color:var(--navy)}.br-stat-row.board span{color:var(--mute)}
@media(max-width:700px){.br-stat-row{grid-template-columns:repeat(2,minmax(0,1fr))}}
.br-flag{padding:20px 0 0}
.br-alert{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:#fff6ef;border:1px solid #f0cdb5;border-left:6px solid var(--rust);border-radius:var(--r);padding:14px 18px;margin:0 0 20px}
.br-alert>div{flex:1 1 320px}

/* sections */
.br-sec{padding:64px 0}
.br-sec.tint{background:var(--soft)}
.br-sh{margin-bottom:26px}
.br-sh.split{display:grid;grid-template-columns:1fr minmax(0,460px);gap:32px;align-items:center}
@media(max-width:900px){.br-sh.split{grid-template-columns:1fr}}
.br-top{background:var(--sky-3);padding:40px 0 0}
.br-top h1{max-width:24ch}
.br-crumbs{font-size:14px;color:var(--mute);margin-bottom:14px}
.br-crumbs a{color:var(--navy-2)}

/* tabs */
.br-tabbar{display:flex;gap:6px;border-bottom:2px solid var(--line);overflow-x:auto;scrollbar-width:thin}
.br-tabbar button{flex:0 0 auto;display:flex;gap:8px;align-items:center;background:none;border:0;border-bottom:3px solid transparent;margin-bottom:-2px;padding:12px 14px;font:700 16px "Public Sans",sans-serif;color:var(--mute);cursor:pointer}
.br-tabbar button span{display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--sky-2);color:var(--navy);font-size:13px}
.br-tabbar button[aria-selected=true]{color:var(--navy);border-bottom-color:var(--rust)}
.br-tabbar button[aria-selected=true] span{background:var(--rust);color:#fff}
.br-tabs:not(.js) .br-tabbar{display:none}
.br-pane{padding:28px 0 4px}
.br-tabs.js .br-pane[hidden]{display:none}
.br-pane>h3{margin-top:8px}

/* flat cards with colored left edge */
.br-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr));gap:14px;margin:14px 0 20px}
.br-cards.two{grid-template-columns:repeat(auto-fit,minmax(min(360px,100%),1fr))}
.br-cards.three{grid-template-columns:repeat(auto-fill,minmax(min(300px,100%),1fr))}
.br-card{background:#fff;border:1px solid var(--line);border-left:5px solid var(--sky);border-radius:var(--r);padding:16px 18px;min-width:0}
.br-card.alt{border-left-color:var(--rust)}
.br-card.wide{border-left-color:var(--navy)}
.br-card h3,.br-card h4{margin-bottom:6px}.br-card h3{font-size:20px}.br-card h3 a{color:var(--navy);text-decoration:none}.br-card h3 a:hover{color:var(--rust)}
.br-card p:last-child,.br-card ul:last-child{margin-bottom:0}
.br-card ul{margin:6px 0 12px}
.br-callout{background:var(--sky-3);border-left:5px solid var(--navy);border-radius:var(--r);padding:14px 18px;margin:14px 0 20px}
.br-callout.tick{border-left-color:var(--rust);background:#fff6ef}
.br-howto{background:#fff;border:1px dashed var(--sky);border-radius:var(--r);padding:14px 18px;margin:0 0 22px}
.br-howto b{font-family:Bitter,serif;color:var(--navy)}.br-howto ol{margin:6px 0 0}
.br-quick{background:#fff6ef;border-left:5px solid var(--rust);border-radius:var(--r);padding:14px 18px;margin:0 0 20px}

/* roles, steps, pills */
.br-roles{list-style:none;padding:0;margin:16px 0 24px;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(320px,100%),1fr));gap:12px}
.br-role{display:flex;gap:14px;align-items:flex-start;border-left:5px solid var(--sky);background:var(--soft);padding:14px 16px;border-radius:var(--r)}
.br-role svg{flex:0 0 auto;color:var(--rust);margin-top:2px}
.br-role h4{margin:0 0 4px}.br-role h4 a{color:var(--navy)}.br-role p{margin:0;font-size:15.5px}
.br-steps{list-style:none;padding:0;margin:14px 0 26px;display:grid;gap:10px;max-width:860px}
.br-steps li{display:grid;grid-template-columns:86px 1fr;gap:14px;align-items:start;border-left:5px solid var(--navy);background:#fff;border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);border-radius:var(--r);padding:14px 16px}
.br-n{font:800 14px/1.2 Bitter,serif;color:var(--rust);text-transform:uppercase;letter-spacing:.04em;padding-top:3px}
@media(max-width:520px){.br-steps li{grid-template-columns:1fr;gap:4px}}
.br-pills{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}
.br-pills a{border:1.5px solid var(--sky);border-radius:4px;padding:6px 12px;text-decoration:none;color:var(--navy);font-weight:600;font-size:15px;background:#fff}
.br-pills a:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.br-links{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:15px}
.br-mini{padding-left:1.3em}.br-mini li{margin:4px 0}

/* figures */
.br-fig{margin:0;min-width:0}
.br-fig img{display:block;width:100%;border-radius:var(--r)}
.br-fig.wide img{aspect-ratio:16/9;object-fit:cover;border-bottom:6px solid var(--sky)}
.br-fig.frame{background:#fff;border:1px solid var(--line);border-left:6px solid var(--sky);border-radius:var(--r);padding:8px}
.br-fig.end{max-width:280px;justify-self:end}
.br-clip{display:block;margin:10px 0}

/* layouts */
.br-two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.br-help{display:grid;grid-template-columns:minmax(0,420px) 1fr;gap:40px;align-items:center}
.br-calc2{display:grid;grid-template-columns:1.1fr 1fr;gap:28px;align-items:start}
.br-match{display:grid;grid-template-columns:minmax(260px,360px) 1fr;gap:28px;align-items:start}
.br-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:40px;align-items:start}
.br-text{min-width:0;max-width:780px}.br-text.wide{max-width:none}
.br-text h2{margin-top:1.5em}.br-text h2:first-child{margin-top:0}
.br-text table,.br-legaltext table{display:block;max-width:100%;overflow-x:auto}
.sticky{position:sticky;top:96px}
@media(max-width:900px){.br-two,.br-help,.br-calc2,.br-match,.br-layout{grid-template-columns:1fr;gap:26px}.sticky{position:static}.br-help .br-fig{max-width:420px}}

/* aside */
.br-side{background:var(--navy);color:#e4eef8;border-radius:var(--r);padding:22px;position:sticky;top:96px}
.br-side h2{color:#fff;font-size:22px}.br-side a:not(.br-btn){color:#fff}
.br-side-k{font:700 12.5px/1 "Public Sans";letter-spacing:.09em;text-transform:uppercase;color:#9fc9ea;margin:0 0 10px}
.br-side .br-btn{background:var(--rust);border-color:var(--rust)}
.br-side.flat{position:static;margin-top:26px}
.br-side.flat .br-btn.line{background:transparent;color:#fff;border-color:#fff}
@media(max-width:900px){.br-side{position:static}}

/* tools */
.br-tool{background:#fff;border:1px solid var(--line);border-top:5px solid var(--sky);border-radius:var(--r);padding:22px;min-width:0}
.br-row,.br-field{margin:0 0 14px}
.br-row label,.br-field label{display:block;font-weight:600;font-size:15px;margin-bottom:6px;color:var(--navy)}
input[type=number],input[type=text],input[type=email],input[type=tel],input:not([type]),select{width:100%;padding:11px 12px;border:1.5px solid #b9c9da;border-radius:4px;font:inherit;font-size:16px;background:#fff;color:var(--ink)}
input:focus,select:focus,button:focus-visible,a:focus-visible{outline:3px solid #f0a46e;outline-offset:2px}
input[type=range]{width:100%;margin-top:10px;accent-color:var(--rust)}
.br-money{display:flex;align-items:center;border:1.5px solid #b9c9da;border-radius:4px;background:#fff}
.br-money span{padding:0 4px 0 12px;color:var(--mute);font-weight:700}
.br-money input{border:0;padding-left:4px}
.br-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:520px){.br-pair{grid-template-columns:1fr}}
.br-out{background:var(--navy);color:#fff;border-radius:var(--r);padding:20px;margin:14px 0}
.br-tool .br-out{margin-top:6px}
.br-big{font:800 40px/1.1 Bitter,serif;color:#fff}
.br-sub{font-size:14px;color:#9fc9ea;font-weight:600;text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px}
.br-out dl{display:grid;grid-template-columns:1fr auto;gap:6px 14px;margin:14px 0 6px;font-size:15.5px}
.br-out dt{color:#cfe0f0}.br-out dd{margin:0;font-weight:700;text-align:right}
.br-out .br-fine{color:#c0d3e6}.br-out .br-btn{background:var(--rust);border-color:var(--rust)}
.br-out a:not(.br-btn){color:#fff}
.br-limit{background:var(--sky-3);border-radius:4px;padding:10px 12px;font-size:15px;margin:6px 0 12px;color:var(--ink)}
.br-limit[hidden]{display:none}
.br-ok{color:var(--ok);font-weight:700}.br-warn{color:var(--warn);font-weight:700}
.br-out .br-ok{color:#8fe0b5}.br-out .br-warn{color:#ffc29a}
.br-owe table{width:100%;border-collapse:collapse;color:#fff}.br-owe th,.br-owe td{padding:8px 6px;border-bottom:1px solid #2e4a74;text-align:left}.br-owe td:last-child{text-align:right;font-weight:700}

/* tables */
.br-table{overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%;margin:14px 0 18px;border:1px solid var(--line);border-radius:var(--r)}
.br-table table,.br-text table{border-collapse:collapse;width:100%;font-size:15.5px}
.br-table th,.br-table td,.br-text table th,.br-text table td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.br-table th,.br-text table th{background:var(--soft);color:var(--navy);font-weight:700;white-space:nowrap}
.br-table tr:last-child td{border-bottom:0}

/* facts strip on county pages */
.br-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px;margin:0 0 26px}
.br-facts div{background:var(--soft);border-left:4px solid var(--rust);padding:10px 12px;border-radius:4px}
.br-facts span{display:block;font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--mute)}
.br-facts b{font:700 20px Bitter,serif;color:var(--navy)}
.br-near{font-size:15px;display:flex;flex-wrap:wrap;gap:4px 14px;margin-top:26px}
.br-ticks{list-style:none;padding:0}.br-ticks li{padding-left:28px;position:relative;margin:6px 0}
.br-ticks li::before{content:"";position:absolute;left:4px;top:4px;width:7px;height:13px;border:solid var(--rust);border-width:0 3px 3px 0;transform:rotate(45deg)}

/* program cards */
.br-plist{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(300px,100%),1fr));gap:14px;margin:14px 0 20px}
.br-pc{background:#fff;border:1px solid var(--line);border-left:5px solid var(--sky);border-radius:var(--r);padding:16px 18px;display:flex;flex-direction:column;gap:6px;min-width:0;overflow-wrap:anywhere}
.br-pc[data-st=closed]{border-left-color:#9aa8b8}.br-pc[data-st=waitlist],.br-pc[data-st=funding-dependent]{border-left-color:var(--rust)}
.br-pc[hidden],.br-group[hidden]{display:none!important}
.br-pc header{display:flex;justify-content:space-between;gap:10px;align-items:flex-start}
.br-pc h3{margin:0;font-size:18.5px}.br-pc h3 a{color:var(--navy)}
.br-tag{font-size:12px;font-weight:700;background:var(--sky-3);color:var(--navy);border-radius:3px;padding:3px 8px;white-space:nowrap}
.br-pc[data-st=closed] .br-tag{background:#eceff3;color:#556}
.br-pc-area{margin:0;color:var(--mute);font-size:14px}
.br-pc dl{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;margin:6px 0;font-size:15px}
.br-pc dt{font-weight:700;color:var(--navy-2)}.br-pc dd{margin:0;min-width:0}
.br-pc .br-fine{font-size:13px;margin:2px 0}
.br-checked{font-size:12.5px;color:var(--ok);margin:2px 0}
@media(max-width:520px){.br-pc dl{grid-template-columns:1fr}.br-pc dt{margin-top:4px}}
.br-sheet{margin:0 0 20px}.br-sheet .br-pc{border-width:1px 1px 1px 6px}
.br-group{margin:22px 0 4px;font-size:20px}
.br-filter{display:flex;gap:16px;flex-wrap:wrap;align-items:center;background:var(--soft);border-radius:var(--r);padding:10px 14px;margin:6px 0 14px;font-size:15.5px}
.br-filter select{width:auto;padding:6px 8px}
.br-mh{font-size:22px;margin:4px 0 6px}
.br-stack{background:#eef7f1;border-left:5px solid var(--ok);border-radius:var(--r);padding:14px 18px;margin:14px 0}
.br-paused{margin-top:16px}.br-paused summary{cursor:pointer;font-weight:700}

/* faq */
.br-faq{border-top:2px solid var(--navy);max-width:900px}
.br-faq details{border-bottom:1px solid var(--line)}
.br-faq summary{cursor:pointer;list-style:none;padding:16px 36px 16px 0;font:700 18px/1.35 Bitter,serif;color:var(--navy);position:relative}
.br-faq summary::-webkit-details-marker{display:none}
.br-faq summary::after{content:"+";position:absolute;right:6px;top:12px;font:400 26px "Public Sans";color:var(--rust)}
.br-faq details[open] summary::after{content:"–"}
.br-ans{padding:0 0 14px}

/* end band */
.br-end{background:var(--sky);padding:46px 0;color:var(--navy)}
.br-end .br-w{display:grid;grid-template-columns:1fr auto auto;gap:28px;align-items:center}
.br-end h2{margin-bottom:6px}.br-end p{margin:0;max-width:60ch}
@media(max-width:900px){.br-end .br-w{grid-template-columns:1fr}.br-fig.end{justify-self:start;max-width:240px}}

/* quiz */
.br-quiz{background:var(--sky-3);padding:40px 0 60px}
.br-quiz-grid{display:grid;grid-template-columns:minmax(0,380px) 1fr;gap:36px;align-items:start}
.br-quiz-side h1{font-size:clamp(28px,3.4vw,40px)}
.br-quiz-card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--rust);border-radius:var(--r);padding:26px;min-width:0}
.br-prog{display:grid;grid-template-columns:repeat(6,1fr);gap:5px;margin-bottom:18px}
.br-prog i{height:6px;background:var(--line);border-radius:2px}.br-prog i.on{background:var(--sky)}
.br-step{border:0;padding:0;margin:0;min-width:0}
.br-stepn{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--rust);margin:0 0 6px}
.br-step h2{font-size:clamp(22px,2.4vw,28px)}
.br-opts{display:grid;gap:10px}.br-opts.two{grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr))}
.br-opt input{position:absolute;opacity:0;pointer-events:none}
.br-opt label{display:block;border:1.5px solid #b9c9da;border-left:5px solid var(--sky);border-radius:var(--r);padding:12px 14px;cursor:pointer;font-weight:700;color:var(--navy)}
.br-opt label small{display:block;font-weight:400;color:var(--mute);font-size:14px}
.br-opt input:checked+label{border-color:var(--navy);border-left-color:var(--rust);background:var(--sky-3)}
.br-opt input:focus-visible+label{outline:3px solid #f0a46e}
.br-nav2{display:flex;gap:10px;justify-content:space-between;margin-top:18px}.br-nav2 #next{margin-left:auto}
.br-err{color:var(--warn);font-weight:600;min-height:1.2em;margin-top:8px}
.br-consent{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;line-height:1.5;color:var(--mute);margin:8px 0}
.br-consent input{margin-top:3px;flex:0 0 auto;width:18px;height:18px}
.br-result ul{padding-left:1.1em}.br-result li{margin:8px 0}
.br-secure{font-size:13px;color:var(--mute);margin:16px 0 0}
@media(max-width:900px){.br-quiz-grid{grid-template-columns:1fr}.br-quiz-side .br-clip,.br-quiz-side .br-fig{display:none}}

/* modal */
.br-modal{position:fixed;inset:0;background:rgba(10,22,40,.6);z-index:1000;display:flex;align-items:center;justify-content:center;padding:16px}
.br-modal[hidden]{display:none}
.br-modal-card{background:#fff;border-top:5px solid var(--rust);border-radius:var(--r);max-width:520px;width:100%;max-height:calc(100vh - 32px);overflow:auto;padding:24px;position:relative}
.br-modal-card .brc-x{position:absolute;top:8px;right:10px;color:var(--navy)}
.br-modal-card h2{font-size:24px}

/* footer (light) */
.br-foot{background:var(--soft);border-top:4px solid var(--sky);padding:46px 0 30px;font-size:15px;color:var(--navy-2)}
.br-fgrid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:28px}
.br-foot h4{font:700 13px/1 "Public Sans";letter-spacing:.09em;text-transform:uppercase;color:var(--rust);margin:6px 0 12px}
.br-foot ul{list-style:none;padding:0;margin:0}.br-foot li{margin:6px 0}
.br-foot a{color:var(--navy)}
.br-fabout .br-logo{margin-bottom:12px}
.br-legal{border-top:1px solid var(--line);margin-top:30px;padding-top:18px;font-size:13px;color:var(--mute)}
@media(max-width:900px){.br-fgrid{grid-template-columns:1fr 1fr}.br-fabout{grid-column:1/-1}}

/* mobile dock */
.br-dock{display:none}
@media(max-width:820px){
  body.has-dock{padding-bottom:70px}
  .br-dock{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:900;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:3px solid var(--sky);box-shadow:0 -4px 16px rgba(19,41,75,.12)}
  .br-dock a{display:flex;align-items:center;justify-content:center;border-radius:var(--r);font-weight:700;text-decoration:none;padding:12px}
  .br-dock-go{flex:1;background:var(--rust);color:#fff}
  .br-dock-call{flex:0 0 auto;border:2px solid var(--navy);color:var(--navy);padding:10px 18px!important}
}

/* chat */
.brc{position:fixed;right:18px;bottom:18px;z-index:950;font-size:16px}
.brc-card{display:none;width:min(360px,calc(100vw - 24px));max-height:calc(100vh - 24px);overflow-y:auto;background:#fff;border:1px solid var(--line);border-top:5px solid var(--sky);border-radius:var(--r);box-shadow:0 18px 44px rgba(19,41,75,.25);opacity:0;transform:translateY(10px);transition:opacity .25s,transform .25s}
.brc-card.on{opacity:1;transform:none}
.brc-top{display:flex;align-items:center;gap:14px;padding:14px 16px;background:var(--navy);color:#fff;position:relative}
.brc-face{width:88px;height:88px;border-radius:50%;object-fit:cover;object-position:50% 25%;border:3px solid var(--sky);flex:0 0 auto}
.brc-face.sm{width:64px;height:64px;border-width:2px}
.brc-name{display:block;font:800 20px Bitter,serif}
.brc-role{display:block;font-size:13.5px;color:#cfe0f0}
.brc-x{background:none;border:0;color:#fff;font-size:28px;line-height:1;cursor:pointer;position:absolute;top:6px;right:10px;padding:4px}
.brc-body{padding:16px}
.brc-msg{background:var(--sky-3);border-left:4px solid var(--sky);padding:10px 12px;border-radius:4px}
.brc-ask{font-weight:700;color:var(--navy);margin-bottom:8px}
.brc-chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px}
.brc-chips a{border:1.5px solid var(--sky);border-radius:4px;padding:5px 10px;font-size:14px;font-weight:600;text-decoration:none;color:var(--navy)}
.brc-chips a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.brc-go{display:block;text-align:center;background:var(--rust);color:#fff;font-weight:700;padding:12px;border-radius:var(--r);text-decoration:none}
.brc-go:hover{color:#fff;background:#a3461a}
.brc-fine{font-size:13px;color:var(--mute);text-align:center;margin:8px 0 0}
.brc-open{display:none;align-items:center;gap:10px;background:var(--navy);color:#fff;border:0;border-radius:999px;padding:6px 20px 6px 6px;font:700 17px "Public Sans",sans-serif;cursor:pointer;box-shadow:0 8px 24px rgba(19,41,75,.3)}
@media(max-width:820px){.brc{bottom:84px;right:12px}.brc-open{font-size:15px;padding:4px 14px 4px 4px}}

.br-legaltext{padding:40px 0 60px}
@media(max-width:820px){body.has-dock .br-head .br-btn{display:none}}